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Most HOA’s will cover repairs for shared structures, including a roof. However, people who are living in single family residences or detached condos and townhouses will。

Does the HOA cover roof replacement? Whether the HOA covers roof replacement depends on the governing documents and the cause of the roof damage. In many cases, the HOA is responsible for maintaining and repairing。

Take a single family home, where the owner is responsible for repairs to the roof. It is almost certain that the HOA’s CC&Rs requires the homeowner to submit an application for the roof。

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